Cash Balance Solutions

Request Proposal
Reduce Your Taxes and Increase Savings with a Cash Balance Plan
What is a Cash Balance Plan?

Cash balance plans resemble 401(k)/Profit Sharing plans, with some key differences. The advantage is that they combine the high contribution amounts of a defined benefit plan with some of the flexibility and the portability of 401(k)/Profit Sharing plans.

Click on the button below to dowload our Cash Balance Plan brochure.
Tax Advantages of Cash Balance Plans

Tax deductions are hard to come by, especially those that reduce ordinary income dollar for dollar. Cash balance plans can have a positve impact on individual taxes reducing your tax burden and accelerating retirement savings.

Cash Balance contributions reduce both taxable income AND adjusted gross income (AGI), helping you minimize your taxes.

Click the link below to dowload our Tax Advantages brochure.
Cash Balance 101 Primer

A Cash Balance plan is a type of IRS-qualified retirement plan known as a "hybrid" plan. In a Cash Balance Plan, each participant has an account that grows annually in two ways: first, an employer contribution and second, an interest credit, which is guaranteed rather than dependant on the plan's investment performance.

Click on the link below for more answers to common Cash Balance Plan questions.
Download
Download
Download
Ideal Candidates for Cash Balance Plans

Cash Balance Plans are not a fit for every employer. Certain demographics and 401(k)/Profit Sharing Plan designs must be present to make a Cash Balance Plan tick.

Click on the link below for our Ideal Candidates Summary.


Contribution Limits

Cash Balance Plans allow for signficant annual contributions resulting in significant tax savings.

Click on the button below to dowload our Contibution Limits Summary.
Download
Download